If you lose power and the food in your refrigerator spoils, can your insurance help?
Possibly.
Some homeowners and renters policies will pay up to $500 for spoiled food if the power fails under certain circumstances. Call your agent or company to ask if your policy will pay. Sometimes there is not a deductible.
Take pictures or keep a list of the food that spoiled.
And clean any food spoilage to prevent damage to your refrigerator.
Have other insurance questions? Call the TDI Help Line, 800-252-3439, 8 a.m. to 5 p.m. weekdays.
Learn more
Tips and help
Help and complaints: Get help with questions and issues with your insurance company or agent.
Insurance tips: Learn how to save on insurance, get the coverages you need, and protect yourself from fraud.
Videos: Get informed on a range of insurance topics.
Podcasts: Hear tips and get answers about insurance.
