If your insurance company says it’s not renewing your Texas homeowners insurance, you have options.
The company must tell you about nonrenewal 60 days before your policy ends. This leaves time for you to shop for a policy meeting your needs and budget and have a new policy in place before your current policy expires.
About 160 companies sell home coverage in the state.
Tips for shopping:
- Get sample rates on TDI’s HelpInsure.com. Next, follow up with companies directly for quotes.
- Work with an independent agent who can help compare policies from different companies.
- Ask friends or family about their insurance providers.
If at least two companies decline to insure your home, you may buy a policy through the state’s provider of last resort, the Texas FAIR Plan Association.
Have an insurance question? Call TDI’s Help Line at 800-252-3439 weekdays from 8 a.m. to 5 p.m. Central time.
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