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Texas Department of Insurance
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November 2, 2023

Shopping tips for health insurance


Are you ready to pick a new health insurance plan? Here are shopping tips to help you make the right decision:

  • When you find a plan you like, make sure it offers the care and treatment benefits you need.
  • Review all costs including your monthly premium, deductible, and copayments.
  • Check if your current doctors are in-network with the plan.
  • Make sure the plan covers your prescription medicines.
  • If a plan looks too good to be true, it probably is. Keep shopping. Shopping on a trusted website like will help you see all your options and avoid scams.
  • Be wary of anyone pressuring you to commit to a plan right away. Remember, there are no one-day sales in health insurance. Take your time. Buy when you're ready. The open enrollment period for 2024 starts Nov. 1 and ends Jan. 15.

Hear more on shopping smart for health coverage in the latest This Is TDI podcast.

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