Billing protections with HealthCare.gov plans

It’s that time of year when people are looking at their health plans. Open enrollment to buy a plan on HealthCare.gov starts on November 1 and ends January 15.

If you buy a plan from HealthCare.gov, you don’t have to pay more than your deductible, copay, or coinsurance for:

• Care from in-network doctors and hospitals.
• An out-of-network doctor when you didn’t have a choice, such as the radiologist who reviewed your X-ray.
• Emergency care.
• Ambulance trips.

Learn more

• Find the health plan that fits your needs (video)
• Before you buy a health plan (video)
• Use these tips to shop smart for health coverage
• How consumers are protected from surprise medical bills
• If you got a bill by mistake
• Open enrollment dates and deadlines