Did hail or strong winds damage your home or car?
Your insurance company should pay for hail damage - if you have wind and hail coverage on your homeowners policy or comprehensive coverage on your auto policy.
File a claim quickly.
Other tips for getting paid:
- Take photos or video of the damage. Also, make a list of any damage inside and outside your house or car. Don't throw away damaged items until your insurance company gives permission.
- Prevent more damage. Remove standing water. Cover broken windows and holes to keep out rain. Save all receipts. Your policy may pay for temporary repairs.
- Be available for the adjuster. Make sure the adjuster sees everything.
- Keep a list of everyone you talk to at your insurance company. Be ready to answer questions about the damage.
- Ask about living expenses. If you can’t stay in your house, most policies will cover some related costs. Keep your receipts.
These columns by the Texas Department of Insurance are available for use in publications. They may be edited as needed and used without copyright. For questions, contact TDI media relations at 512-676-6595 or MediaRelations@tdi.texas.gov.