Consumers, insurance companies, health plans, and others have filed about 22,000 cases of suspected insurance fraud with the Texas Department of Insurance (TDI) this year.
Licensed peace officers in TDI’s Fraud Unit investigate insurance fraud to build court cases that district attorneys can use to punish scammers.
The most common types of fraud schemes are:
- Insurance agents selling fake policies or pocketing premiums.
- People padding auto accident claims or filing a claim for an accident or theft that never occurred.
- Homeowners padding claims or filing fake claims for burglary and arson.
- Doctors and hospitals over-billing insurance companies for services, billing for services they didn't provide, or performing unnecessary tests and procedures.
Report insurance fraud online or by calling the Help Line at 800-252-3439.
Learn more about how the Fraud Unit investigates suspected insurance fraud on the Texas Insurance Podcast.
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