Rate Rules
Rate Charts
- Texas Title Insurance Basic Premium Rates - Effective March 1, 2026.
- Texas Title Insurance Basic Premium Rates - Effective September 1, 2019.
- Texas Title Insurance Basic Premium Rates - Guaranty Assessment Recoupment Charge - Effective January 1-December 31, 2018.
- Texas Title Insurance Basic Premium Rates - Effective May 1, 2013 - August 31, 2019.
- Texas Title Insurance Basic Premium Rates - Guaranty Assessment Recoupment Charge - Effective January 1-December 31, 2014.
Table of Contents
- R-1. Schedule of Basic Premium Rates.
- R-2. Rebates and Discounts.
- R-3. Owner's Policy.
- R-4. Mortgagee Policy.
- R-5. Simultaneous Issuance of Owner's and Loan Policies.
Effective 11/1/2024 - R-6. Subsequent Issuance of Mortgagee Policy.
- R-7. Mortgagee Policies Covering First and Subordinate Liens Issued Simultaneously.
- R-8. Mortgagee Policy, on a Loan to take Up, Renew, Extend or Satisfy an Existing Lien(s).
- R-9. Additional Chains of Title.
- R-10. Owner's Policies - City Subdivision, Acreage Subdivisions, Industrial Tracts - RESCINDED Effective 9/1/13.
- R-11. Loan Policy Endorsements Effective 11/1/2024
- R-12. Commitment for Title Insurance.
- R-13. Mortgagee Title Policy Binder on Interim Construction Loan.
- R-14. Foreclosed Properties.
- R-15. Owner's Policy Endorsements. Effective 11/1/2024
- R-16. Amendment of Exception as to Area, Boundaries, etc. Effective 11/1/2024
- R-17. Policy Forms for Use by United States Government.
- R-18. Refinance of Construction Loan.
- R-19. Amendment of or Endorsement Amending Exception in Mortgage Policy or Mortgagee Title Policy Binder on Interim Construction Loan (Interim Binder).
- R-20. Owner's Policy After Construction Period.
- R-21. Multiple Owner's Policies on Same Land.
- R-22. Owner's and Leasehold Owner's Policies.
- R-23. Commitment Fee.
- R-24. Applicable Only as Provided in Procedural Rule P-20.
- R-25. Premium for Commitment for Title Insurance to the FDIC, OTS, or RTC.
- R-26. Premium for Limited Pre-Foreclosure Policy (Form T-98) and Limited Pre-Foreclosure Policy Down Date Endorsement (Form T-99).
- R-27. Texas Residential Limited Coverage Junior Mortgagee Policy.
- R-28. Premium for Equity Loan Mortgage Endorsement (T-42) And Supplemental Coverage Equity Loan Mortgage Endorsement (T-42.1).
- R-29. Premium for Restrictions, Encroachments, Minerals Endorsement (T-19) and Restrictions, Encroachments, Minerals Endorsement - Owner Policy (T-19.1).
- R-29.1. Premium for Minerals and Surface Damage Endorsement (Form T-19.2), and Minerals and Surface Damage Endorsement (Form T-19.3).
- R-29.2. Premium for Minerals and Surface Damage Endorsement (FormT-19.4) Effective 11/1/2024
- R-30. Premium for Access Endorsement (T-23). Effective 11/1/2024
- R-31. Premium for Non-Imputation Endorsement (T-24, T-24.1).
- R-32. Premium for Contiguity Endorsement (Form T-25, Form T-25.1).
- R-33. Premium for Additional Insured Endorsement (T-26).
- R-34. Premium for Assignment of Rents/Leases Endorsement (T-27).
- R-35. Texas Limited Coverage Residential Chain of Title
- R-36. Credit for Exclusion of or General Exception for Minerals - REPEALED 1/1/2012.
- R-37. Premium for Severable Improvements Endorsement (T-54) and Energy Project Endorsement (T-55, T-55.1, T-55.2, T-55.3, T-55.4, T-55.5) Effective 11/1/2024