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Proposed and Adopted Rules for 2025

Disclaimer: The following proposed and adopted rules are provided as a courtesy by the Texas Department of Insurance. While TDI makes every effort to ensure the accuracy and completeness of this information, the official version of proposed and adopted rules are those filed with the Secretary of State, which is the repository of official TDI rules. Those rules can be accessed directly from the Texas Register, Office of Secretary of State.

With respect to the following documents, or other documents available from this site or others to which it links, TDI and the State of Texas make no warranty as to their accuracy, completeness, reliability, timeliness, or usefulness.

Submission of Comments: Written comments on proposed rules must be received no later than 5 p.m. on the date stated in the preamble of each proposed rule.

DWC Rules Page

Proposed and Adopted Rules for 2025

Subject Section Number Proposal Filed Proposal Publishes Adoption Filed Adoption Publishes Effective Date

Chapter 5.  Property and Casualty Insurance

Subchapter E. Texas Windstorm Insurance Association

Division 1. Plan of Operation

Division 7. Inspections for Windstorm and Hail Insurance

Rule Summary

 

 

§§5.4011, 5.4012, and 5.4013

 

§§5.4601, 5.4603, 5.4622, and 5.4642

11/10/2025

11/21/2025 01/29/2026 02/13/2026 02/18/2026

Chapter 3.  Life, Accident, and Health Insurance and Annuities

Subchapter V. Uniform Coordination of Benefits Questionnaire

Rule Summary

§3.3520 

LHL138 - Patient Health Plan Coverage

LHL139 - Enrollee's Other Health Plan Coverage

10/13/2025 

10/24/2025

12/12/2025

LHL138 - Patient Health Plan Coverage

LHL139 - Enrollee's Other Health Plan Coverage

12/26/2025 01/01/2026

Chapter 5.  Property and Casualty Insurance

Subchapter O. Statistical Plans

Rule Summary

 

 §5.9503 and §5.9504

 10/13/2025

Texas PPA Lines Statistical Plan - Tracked Changes

Texas Residential Lines Statistical Plan - Tracked Changes

10/24/2025

01/15/2026

Texas PPA Statistical Plan - Clean

Texas PPA Statistical Plan - Tracked Changes

Texas Residential Lines Statistical Plan - Clean

Texas Residential Lines Statistical Plan - Tracked Changes

01/30/2026 02/04/2026

Chapter 3.  Life, Accident, and Health Insurance and Annuities

Subchapter RR. Valuation Manual

Rule Summary

§3.9901

09/26/2025

10/10/2025 12/10/2025 12/26/2025 12/30/2025

Chapter 21. Trade Practices

Subchapter OO. Disclosures by Out-of-Network Providers

Subchapter PP. Out-Of-Network Claim Dispute Resolution

Division 1. General Provisions

Division 2. Mediation Process

Division 5. Explanation of Benefits


Division 8: Emergency Medical Service Rate Submission and Payment Requirements

Rule Summary

§21.4902

 

§21.5002 and §21.5003

 

§21.5010

 

§21.5040

 

§21.5070 and §21.5071

09/19/2025

10/03/2025

01/30/2026

Correction of Error

02/13/2026 02/19/2026

Chapter 34. State Fire Marshal

Subchapter H. Storage and Sale of Fireworks

Rule Summary

§34.811 

 09/08/2025

09/19/2025 11/21/2025 12/05/2025 12/11/2025

Chapter 3. Life, Accident, and Health Insurance and Annuities

Subchapter S. Minimum Standards and Benefits and Readability for Individual Accident and Health Insurance Policies

Chapter 19. Licensing and Regulation of Insurance Professionals

Subchapter R. Utilization Reviews for Health Care Provided Under a Health Benefit
Plan or Health Insurance Policy


Division 1. Utilization Reviews


Subchapter U. Utilization Reviews for Health Care Provided Under Workers'
Compensation Insurance Coverage

Rule Summary

§3.3052

 

§19.1703

 

§19.2003

08/05/2025 - Ch. 3

 

08/05/2025 - Ch. 19

08/22/2025

10/29/2025 - Ch. 3

 

10/29/2025 - Ch. 19

11/14/2025 11/18/2025

Chapter 5. Property and Casualty Insurance

Subchapter H. Cancellation, Denial, and Nonrenewal of Certain Property and Casualty Insurance Coverage


Division 1. General Provisions


Rule Summary

§5.7015

08/04/2025 08/15/2025 01/12/2026 01/30/2026 09/01/2026

Chapter 1. General Administration

Subchapter B. Fees, Charges, and Cost

Subchapter J. Procedures for Vendor Protests of Procurements

Subchapter Q. Assignment and Use of Agency Vehicles

Rule Summary

 

§1.301 and §1.302

 

§1.1101

 

§1.1901 and §1.1904

 

07/31/2025 08/15/2025 10/17/2025 10/31/2025 11/06/2025

Chapter 9. Title Insurance

Subchapter C. Texas Title Insurance Statistical Plan

Rule Summary

§9.402

07/30/2025

Notice of Hearing

08/15/2025 12/11/2025 12/26/2025 12/31/2025

Chapter 21. Trade Practices

Subchapter J. Prohibited Trade Practices

Rule Summary

 §21.1008  02/07/2025  02/21/2025  WITHDRAWN    

For more information, contact: ChiefClerk@tdi.texas.gov

Last updated: 2/11/2026