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Texas Department of Insurance
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January 2026

Look at your plan on HealthCare.gov before enrollment ends

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The Texas Department of Insurance (TDI) advises Texans with health insurance through HealthCare.gov to log on and look at their plan.

Plans change every year, so the price might be different. If the price isn’t right, you can switch plans until January 15 when open enrollment ends.

TDI has resources to help you shop for coverage and avoid scams.

Some highlights:

  • Look at your plan to know how much you’ll pay in premiums, copays, and deductibles.
  • If you switch plans, ask if the new plan lets you see your current doctors and covers your medications.
  • If you buy a plan on a website other than HealthCare.gov, know what you’re buying. Alternative health plans have fewer benefits and more limits than traditional health insurance.

You can call our Help Line with general questions about insurance at 800-252-3439.