Cooperative Features Comparison

	Private Purchasing Cooperative	Small Employer Health Coalition	Health Group Cooperative	Health Group Cooperative
Private Purchasing Cooperative	Yes	Yes	Yes	Yes
Organized as non-profit corporation	Yes	Yes	Yes	Yes
Required to make initial filing with TDI	Yes	Yes	Yes	Yes
Required to make annual filing with TDI	Yes	Yes	Yes	Yes
Minimum Number of Employers	2	2	10	10
Maximum Number of Employers	No limit - K *	25	No limit - K	25
Guaranteed Issue	No	Yes	No	Yes
Guaranteed Renewable	No - K	Yes	Yes	Yes
Minimum Employer commitment	None - K	None - K	2 years	2 years
Tax Treatment	None	None	2 year exemption from certain taxes for each uninsured employee or dependent	2 year exemption from certain taxes for each uninsured employee or dependent
Limited Coverage Options	SB 541	SB 541	SB 10 or SB 541	SB 10 or SB 541
Maximum Group Size	Not applicable	50	Not applicable	50
Composition	Small or Large Employer	Small employer	Small or Large Employer, Eligible Single Employee Business if elected	Small employer
Treated as single employer	Only for benefit elections - K	Yes - small employer	Yes - large employer	Yes - small employer
Self-insured/ self-funded	No	No	No	No
Issuance Limits	None	None	1 per carrier per county, w/ permissive expanded service areas	1 per carrier per county, w/ permissive expanded service areas