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Texas Department of Insurance
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Texas Windstorm Insurance Association (TWIA) board of directors

Purpose: The board oversees the Texas Windstorm Insurance Association which helps ensure there is an adequate market for windstorm and hail insurance in the seacoast territory of Texas.

Current board members
Name Member type Term expires Board position Employer
Karen Guard Insurance Industry 3/16/2027   Nationwide Insurance
John Todd Insurance Industry 3/17/2026   Columbia Lloyds Insurance Company
Jamie Carsey Insurance Industry 3/21/2028   Markel Service, Incorporated
Rolando Rubiano First Tier Coastal County Resident (Cameron) 3/16/2027   Green, Rubiano & Associates, Inc. (engineer)
Greg Smith First Tier Coastal County Resident (Nueces) 3/17/2026 CEO, Pioneer Resorts, Inc.
Terrilyn Tarlton-Shannon First Tier Coastal County Resident (Galveston) (Agent) 3/21/2028 Insurance Junction (owner; retired)
Dr. Etti Baranoff Non Seacoast Territory 3/16/2027   Professor (Insurance, Risk Management and Finance)
Mark Shewmaker Non Seacoast Territory 3/17/2026   Makarios Strategies
Tim Garrett Non Seacoast Territory 3/21/2028   NextHome CORE Realty

 

In accordance with Texas Insurance Code Section 2210.102, the board shall consist of nine members:

  • three members must be representatives of the insurance industry who actively write and renew windstorm and hail insurance in the first tier coastal counties. These members must reside in Texas.
  • three members must reside in a first tier coastal county and in different regions:
    • One of which must be a property and casualty agent actively offering or selling Texas Windstorm and hail insurance policies. The agent cannot be a captive agent.
  • three members must reside in an area located more than 100 miles from the Texas coastline.

Terms: In accordance with Texas Insurance Code Section 2210.103, members serve three-year staggered terms, with the terms of three members expiring on the third Tuesday of March of each year.

 

For more information about this board, visit TWIA.

Want to serve on this board? Visit our boards and committees webpage to learn more about our current openings and how to apply.

Last updated: 2/20/2026