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Texas Department of Insurance
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Texas Windstorm Insurance Association (TWIA) board of directors

Purpose: The board oversees the Texas Windstorm Insurance Association which helps ensure there is an adequate market for windstorm and hail insurance in the seacoast territory of Texas.

Current board members
Name Member type Term expires Board position Employer
Karen Guard Insurance Industry 3/16/2027   Nationwide Insurance
Michael Gerik Insurance Industry 10/5/2024   Texas Farm Bureau Mutual Insurance Company
Esther Grossman Insurance Industry 3/18/2025   Homeowners of America
Peggy Gonzalez First Tier Coastal County Resident 3/18/2025   Hughston Insurance Agency, Inc. (Agent)
Georgia Neblett First Tier Coastal County Resident Nueces 10/5/2024 Vice Chair University of Texas Marine Science Institute
Chandra Franklin Womack First Tier Coastal County Resident Galveston 10/5/2024 Chair Aran & Franklin Engineering
Mary Keller Non Seacoast Territory 3/16/2027   Retired regulator
Tony Schrader Non Seacoast Territory 10/5/2024   Retired regulator
Tim Garrett Non Seacoast Territory 3/18/2025   NextHome CORE Realty

 

In accordance with Texas Insurance Code Section 2210.102, the board shall consist of nine members:

  • three members must be representatives of the insurance industry who actively write and renew windstorm and hail insurance in the first tier coastal counties (Industry members are nominated by member insurers. The TWIA Board of Directors submits nominations to the Commissioner.).
  • three members must reside in a first tier coastal county and in different regions, one of which must be a property and casualty agent; and
  • three members must reside in an area located more than 100 miles from the Texas coastline.

Terms: In accordance with Texas Insurance Code Section 2210.103, members serve three-year staggered terms, with the terms of three members expiring on the third Tuesday of March of each year.

 

For more information about this board, visit TWIA.

Want to serve on this board? Visit our boards and committees webpage to learn more about our current openings and how to apply.

Last updated: 6/24/2024