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Texas Department of Insurance
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Guide for Loss Control/Risk Management Evaluations

Definition of Loss Control
Loss Control Forms
Texas Insurance Code (TIC) and Texas Administrative Code (TAC)
Helpful Documents for Insurance Carriers

Definition of Loss Control

Loss control is a risk management technique that seeks to reduce the possibility that a loss will occur and reduce the severity of those that do occur. A loss control program should help policyholders reduce claims, and insurance companies reduce losses through safety and risk management information and services.

Designation of Field Safety Representative with Specialty in Hospitals

TDI issues the field safety representative with specialty in hospital designation to those who complete the Field Safety Representative with Specialty in Hospitals Qualification Review (Form PC391) and meet the qualifications listed in the Texas Administrative Code. The designation means that an individual is qualified in accordance with the TAC to provide loss control information and services for professional liability insurance for hospitals in Texas.

The TAC does not grant authority to TDI to determine if an individual is qualified to provide loss control information or services for commercial automobile liability, commercial general liability, professional liability for insureds other than hospitals, and medical professional liability for insureds other than hospitals. Insurers are responsible for verifying that they employ or contract with qualified staff.

Loss Control Codes and Statues

NOTE: Use your arrow keys to scroll through the Texas Administrative Code rules to locate the applicable section.

Texas Insurance Code (TIC):

  • Sec. 1952.058. Loss Control Information and Services Required. – for insurers desiring to write commercial automobile liability insurance.
  • Sec. 1903.003. Loss Control Services Required. – for insurers desiring to write professional liability insurance for hospitals.
  • Sec. 1903.051. Loss Control Information Required. – for insurers desiring to write professional liability insurance for insureds other than hospitals, general liability insurance, or medical professional liability insurance for insureds other than hospitals.

Texas Administrative Code (TAC):

  • 28 TAC, Chapter Five, Subchapter A, Automobile Insurance, §§5.301-5.311 – loss control information for commercial liability insurance.
  • 28 TAC, Chapter Five, Subchapter B, §§5.1701 - 5.1713 – standards for providing loss control services for professional liability insurance for hospitals.
  • 28 TAC, Chapter Five, Subchapter B §§5.1721 - 5.1731 – Loss Control Information – for professional liability insurance for insureds other than hospitals, for general liability insurance, or for medical professional liability insurance for insureds other than hospitals.

For more information, contact: LossControl@tdi.texas.gov

Last updated: 5/12/2022