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Texas Department of Insurance
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Commissioner’s Bulletin # B-0008-10

March 12, 2010


To:   ALL PROPERTY AND CASUALTY INSURANCE COMPANIES WRITING DIRECT COMMERCIAL PROPERTY AND BUSINESSOWNERS INSURANCE IN TEXAS

Re:   Special Data Call for 2009 Commercial Property and Businessowners Direct Written Premium in the Texas Catastrophe Area


DUE: April 15, 2010

Pursuant to Tex. Ins. Code Ann. §38.001 (Vernon Supp. 2000) the Texas Department of Insurance requests specific data from companies licensed to write direct commercial property or businessowners insurance in Texas during calendar year 2009. This data call is necessary to allow the calculation of participation shares in the event of assessments by the Texas Windstorm Insurance Association (TWIA).

Companies Subject to this Data Call

Companies falling into one of the following categories are subject to this call and must comply by April 15, 2010. Please note that companies falling into either of the following 2 categories are required to submit the attached data call form and certification to the Department even if no applicable business is written in the Texas Catastrophe Area. NOTE: This data call is only being mailed to companies that fall into one of the following 2 categories.

Category 1

  • Companies reporting 2009 Texas commercial property or businessowners statistical data to the Insurance Services Office (ISO) under a minimum or limited reporting format which did not include place code or ZIP Code level detail. This report specifically includes companies reporting under the Texas Department of Insurance Minimum Reporting Guidelines for commercial lines statistical reporting.

Category 2

  • Companies reporting 2009 Texas commercial property or businessowners statistical data to ISO under a full reporting plan format which have not had all four quarters of their 2009 data fully accepted by ISO as of March 5, 2010. Companies falling into this category must report premiums for the entire year, not just the quarters of 2009 that have not been accepted by ISO. Please note that the mere submission of data to ISO does not excuse compliance with this data call. It is the responsibility of the reporting company to verify that data submitted to ISO has passed edit checks and has been fully accepted. This data call is being mailed only to companies whose data is not otherwise being supplied by ISO.

Definitions of Terms

The Texas Catastrophe Area is defined as the area comprised of the following Texas counties: Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Jefferson, Kenedy, Kleberg, Matagorda, Nueces, Refugio, San Patricio, Willacy and the following portions of Harris County (see Statistical Reporting Bulletins #24 and #38 for place coding details)

City of Seabrook - all areas east of Highway 146

City of La Porte - all areas east of Highway 146

City of Morgan's Point

City of Pasadena - all areas east of Highway 146

City of Shoreacres - all areas east of Highway 146

Voluntary Commercial Allied Lines Direct Written Premium is defined as the total direct written allied lines premium on commercial monoline or multi-peril policies insuring commercial risks in the Texas Catastrophe Area which include coverage for losses due to windstorm damage. Voluntary premium does not include allied lines premium on policies insuring commercial risks in the Catastrophe Area if the policy contains a windstorm exclusion.

Voluntary Businessowners Direct Written Premium is defined as the total direct written premium on policies insuring commercial risks in the Texas Catastrophe Area which include coverage for losses due to windstorm damage. Voluntary premium does not include direct written premium on policies insuring commercial risks in the Catastrophe Area if the policy contains a windstorm exclusion.

Please complete and return the attached form for each company in your group no later than April 15, 2010 to the following address:

Texas Department of Insurance
Property & Casualty - Data Services (MC 105-5D)
Attn: Gary Gola
P.O. Box 149104
Austin, TX 78714-9104

The Department and/or TWIA may request additional information in support of premium reported pursuant to this special data call.

Questions about this data call should be directed to Gary Gola at 512-475-3026.

___________________
Gary Gola
Property & Casualty - Data Services (MC 105-5D)
512-475-3026 (phone)
512-463-6122 (fax)


ATTACHMENT