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Texas Department of Insurance
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Renew a license expired for less than 90 days

If your license expiration date has passed but you are still within the first 90-day period after the expiration date, you need to complete three steps to renew your license.

Important: All three steps must be completed before we can renew your license:

1. Pay your renewal fee.

If you have not paid your renewal fee, you must now add a late fee of $25 to your renewal payment for most license types. Choose one of these websites to make your payment:

  • Sircon/Vertafore: Most license types can use this method. Payments are processed immediately, and a vendor fee will be added.

    You can print your license for free for up to 30 days after you make your payment if you pay on Sircon.

  • National Insurance Producer Registry: Some license types can use NIPR to pay the renewal fee. A vendor fee will be added, and payments are usually processed the same day.

2. Complete any missing CE.

You must successfully complete the required hours of CE for your license type every two years to keep your license in good standing. 

  • To see how many hours you need, check your transcript on Sircon website’s Continuing Education Transcript Inquiry.
  • Three hours must be in Ethics. You need only two hours of ethics for license terms that ended on or before August 31, 2022.
  • At least half of your hours must be “classroom” or “classroom equivalent” courses.
  • Non-residents:
    • You must follow your home state’s rules.
    • If your state doesn’t require CE, you need to follow Texas rules.
    • If you have a Texas designated home state (DHS) license, you need to follow Texas rules.
  • To find approved courses, click on Approved Courses Inquiry to view available courses on the Sircon website.
  • To ask for an extension or apply for the 20-year exemption, click on Services in the Education Services menu on the Sircon website.

You can take CE courses at any time within a license term.

Fines

  • A $50 fine will apply automatically for each hour you didn't complete before midnight CT on your expiration date, no exceptions.
  • If your license expired after June 1, 2018, there is a maximum fine of $500 per license type. For license terms that expired before this date, there is no cap on fines.
  • If you do have fines, you must pay these in addition to completing your CE hours before you can become CE compliant.

Important: Fines are non-refundable. If you receive an extension or exemption after you've paid your CE fines, they will not be refunded.

Find out more on the TDI website.

3. Pay your CE fine.

If you didn’t complete your CE by the license expiration date, an automatic $50 fine for every hour not completed on time is due. If your license expired after June 1, 2018, there is a maximum fine of $500 per license type. There is no maximum fine for license terms that ended before this date.

You’ll need to pay any fines before your license can be renewed. Use the TDI payment voucher to find out how to calculate your fines and how to pay them.

Question? Email us at license@tdi.texas.gov.

Last updated: 12/27/2023