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Texas Department of Insurance
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Reinstate a license expired more than 90 days but less than one year

If your license expiration date was over 90 days but less than one year ago, your license can no longer be renewed. Instead, you need to reinstate your license. Here are the steps:

  1. Complete your continuing education (CE).
  2. Pay the CE fine.
  3. Get a new set of fingerprints.
  4. Submit a new application, application fee, and late fee.

Important: All four steps must be completed before your license can be reinstated.

1. Complete any missing CE.

You must successfully complete the required hours of CE for your license type every two years to keep your license in good standing.

  • To see how many hours you need, check your transcript on Sircon website’s Continuing Education Transcript Inquiry.
  • Three hours must be in Ethics. You need only two hours of ethics for license terms that ended on or before August 31, 2022.
  • At least half of your hours must be “classroom” or “classroom equivalent” courses.
  • Non-residents:
    • You must follow your home state’s rules.
    • If your state doesn’t require CE, you need to follow Texas rules.
    • If you have a Texas designated home state (DHS) license, you need to follow Texas rules.
  • To find approved courses, click on Approved Courses Inquiry to view available courses on the Sircon website.
  • To ask for an extension or apply for the 20-year exemption, click on Services in the Education Services menu on the Sircon website.

You can take CE courses at any time within a license term.

2. Pay your CE fine.

If you didn’t complete your CE by the license expiration date, an automatic $50 fine per hour is due.

  • A $50 fine will apply automatically for each hour you didn’t complete before midnight Central Time on your expiration date, no exceptions.
  • If your license expired after June 1, 2018, there is a maximum fine of $500 per license type, but for license terms that expired before this date, there is no cap on fines.
  • You’ll need to pay all outstanding fines in addition to completing your CE hours before you can become CE compliant.
  • Pay your CE fines in full through Sircon’s State Invoice Payment service. Log into your Sircon for Individuals account at Login to your account. If you don’t have one, create a free account at Sircon for Individuals. Navigate to ‘Services,’ and then to the ‘State Specific Services’ section. Click ‘Pay State Invoice’ and enter the invoice ID found on your CE fine invoice.
  • For questions about your Sircon account or making a payment, contact Sircon directly by submitting a ticket via “Contact Support” or by calling 877-876-4430.
  • For questions related to your CE or CE invoice or to find out how much you owe, email CE@tdi.texas.gov.

Important: Fines are non-refundable. If you receive an extension or exemption after you've paid your CE fines, they will not be refunded.

Find out more on the TDI website.

3. Get new fingerprints.

A new set of fingerprints is needed for most reinstatements. To receive your fingerprint service code and instructions by email, start the application process on TDI’s online initial application and fingerprint portal.

4. Submit a new application and fee.

Submit a new application and pay your $50 application fee and the $25 late fee. You will need to provide your fingerprint receipt with your application. Choose one of these websites to apply to reinstate your license:

  1. National Insurance Producer Registry (NIPR): For most license types, you can use NIPR to submit your new application. You’ll be charged the application fee, the late fee, and a vendor fee.
  2. Sircon: If your license type is not available on NIPR, use Sircon.com to submit a new application with the $50 application fee.

    You’ll receive an invoice by email to pay the $25 late fee online. A free Sircon account is required to pay the fee.

    Send a copy of your late fee receipt and your application ID to applications@tdi.texas.gov.

Question? Email us at license@tdi.texas.gov.

Last updated: 1/8/2026