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Texas Department of Insurance
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Impairment income benefits (IIBs)

You may get Impairment Income Benefits (IIBs) if you have a work-related injury or illness that affects your body as a whole.

The amount of IIBs you may be able to get are based on an impairment rating given by a health care provider. The health care provider looks at your injuries and gives you a rating based on the percent of permanent damage done to your body as a whole (impairment rating or IR). This exam will generally happen once an injured employee reaches maximum medical improvement (MMI), which is when the employee is as well as he or she is going to be after treatment. A health care provider also determines MMI.

If you are eligible, you get three weeks of IIBs for each percentage of impairment.

Example:

If you receive a 10% IR, you will receive 30 weeks of IIBs. That's because you will get three weeks of IIBs for each percentage of impairment (10 x 3 = 30). 

Amount of impairment income benefits

  • IIBs are 70% of your average weekly wage (AWW). This AWW is the average amount of money your employer said you get each week from your job.
  • IIBs are paid based on the state AWW maximum and minimum amounts on a specific date.
  • Find the state AWW amount for your date of injury. 

When impairment benefits begin and end

You may start getting IIBs the day after you reach MMI. IIBs end after you have gotten three weeks of payments for each percentage point of your impairment rating. 

If you have questions about whether you are able to get these benefits or how much your payment will be call 800-252-7031, option 1.

Last updated: 9/13/2023