Who Files
Quarterly Filing
All insurers writing commercial liability, commercial property, commercial business owners, fidelity, surety, commercial auto, commercial glass, commercial boiler and machinery, commercial burglary and theft, commercial inland marine, other special commercial insurance, personal glass, personal inland marine, personal liability, personal burglary and theft, or special personal insurance must submit quarterly TCLSP data.
Monthly Filing
All insurers writing farm and ranch, and farm and ranch owners insurance must submit monthly TCLSP data.
Due Date
Quarterly Filing
The following reports must be filed to Insurance Services Office, Inc. (ISO) no later than 45 days after the end of the experience quarter:
- Quarterly Liability Experience Report - filed by all companies licensed in Texas with direct commercial liability premium or loss experience in Texas.
- Quarterly Property Experience Report - filed by all companies licensed in Texas with direct commercial property premium or loss experience in Texas.
- Quarterly Business Owners Experience Report - filed by all companies licensed in Texas with direct commercial business owners premium or loss experience in Texas.
- Quarterly Miscellaneous Commercial Experience Report - filed by all companies licensed in Texas with direct commercial glass, boiler and machinery, burglary and theft, inland marine, or other special commercial insurance premium or loss experience in Texas.
- Quarterly Fidelity and Surety Experience Report - filed by all companies licensed in Texas with direct fidelity and surety premium or loss experience in Texas.
- Quarterly Commercial Auto Experience Report - filed by all companies licensed in Texas with direct commercial automobile premium or loss experience in Texas.
- Quarterly Miscellaneous Personal Experience Report - filed by all companies licensed in Texas with direct personal glass, inland marine, liability, burglary and theft, or special personal insurance premium or loss experience in Texas.
Monthly Filing
The following reports must be filed to Texas Insurance Checking Office (TICO) no later than 45 days after the close of the experience month:
- Monthly Report of Risk Premiums for Farm and Ranch and Farm and Ranch Owners
- Monthly Report of Paid Losses for Farm and Ranch and Farm and Ranch Owners
Purpose
Data is used to determine reasonable and appropriate rates and to monitor the use of policies in the market place.
Statistical Agents
For information related to reporting data, direct inquiries to:
ISO
Donna Geller, 201-469-2264
Michael McAuley, 201-469-2323
TICO
Terry Porter, 512-444-9662
Statistical Plan
The Texas Commercial Lines Statistical Plan is available on the TDI website.