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Commissioner’s Bulletin # B-0025-05

June 06, 2005

TO: ALL INSURANCE COMPANIES, CORPORATIONS, EXCHANGES, MUTUALS, COUNTY MUTUALS, RECIPROCALS, ASSOCIATIONS, LLOYDS OR OTHER INSURERS WRITING AUTOMOBILE INSURANCE IN THE STATE OF TEXAS

RE: TEXAS AUTOMOBILE INSURANCE PLAN ASSOCIATION (TAIPA) RATES

On May 27, 2005, the Commissioner of Insurance (Commissioner), in accordance with the statutory requirements of Article 21.81, Texas Insurance Code, issued Commissioner's Order No. 05-0507 relating to changes in the rates for private passenger insurance obtained through the Texas Automobile Insurance Plan Association (TAIPA) - the assigned risk plan. The Commissioner ordered private passenger TAIPA rates for bodily injury liability coverage to be increased by 0.4% and those for property damage liability coverage to be decreased by 11.3%. The Commissioner also changed rates for private passenger personal injury protection by increasing them by 24.0%. UM rates are to be decreased by 10.3%. Territorial relativities and driver class relativities have also been updated. These changes are to be effective September 1, 2005. The overall rate change for private passenger auto TAIPA rates is -5.3%. The TAIPA commercial automobile rates were not considered at this time and have not been changed.

The revised rates, premiums, rating factors and instructions (called the "machine letters") for companies utilizing EDP equipment to generate September 1, 2005 TAIPA private passenger rates are available for downloading at the Department's website: www.tdi.state.tx.us. Look for Commissioner's Bulletin No. B-0025-05 at the following Department website link: www.tdi.state.tx.us/bulletins/index.html. Also available for downloading are the new TAIPA private passenger rate pages (called the "rate bulletin"), similar in format to those that will soon appear in the Texas Automobile Insurance Plan Association Manual. These are available in Excel and PDF formats. Note: these rates are no longer defined as a function of the voluntary rates due to the regulatory changes enacted by SB 14, 78th Legislature, regular session.

If you are unable to download the machine letters and rate bulletins, you may request a hard copy by contacting Linda Turner at 512-475-3017.

Other questions regarding private passenger or commercial automobile should be directed to Tammy Lara, Property and Casualty Actuarial Section, 512-475-3021.

Sincerely,

Philip O. Presley
Chief Actuary
Property & Casualty

Available for downloading:
TAIPA pages:
Private Passenger Auto Rate Bulletin in EXCEL or PDF
Private Passenger Auto Machine Letter in EXCEL or PDF






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