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Texas Department of Insurance
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March 2, 2023

Personal auto and homeowners insurance average statewide rate changes

Personal auto

Average statewide personal auto rate changes since 2012: 2012 was 4.6%, 2013 was 4.2%, 2014 was 3.5%, 2015 was 6.1%, 2016 was 9.0%, 2017 was 9.0%, 2018 was 1.8%, 2019 was -1.3%, 2020 was -1.9%, 2021 was 2.9%, 2022 was 23.8%,

graph showing average statewide rate changes for auto insurance

 

Homeowners

Average statewide personal auto rate changes since 2012: 2012 was 12.9%, 2013 was 6.6%, 2014 was 2.6%, 2015 was 3.7%, 2016 was 2.6%, 2017 was 4.8%, 2018 was 5.9%, 2019 was 4.2%, 2020 was 3.8%, 2021 was 5.9%, 2022 was 10.8%,

graph showing average statewide rate changes for homeowners insurance