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Texas Department of Insurance
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Professional Liability Admitted Carriers in Texas

A listing of various Professional Liability types of coverage. Use the links to find an alphabetical listing of company name, address, and phone number by professional liability type.

If you have any questions or need additional assistance, please contact the Personal and Commercial Lines Office of the Texas Department of Insurance at 512-676-6710.

Helpful Resources

Medical Malpractice Issues

Accountants professional liability

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The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

NOTE: Accountants' professional liability is NOT regulated as to form and rate.

  • CAMICO Mutual Insurance Company
    1800 Gateway Dr., Ste. 300
    San Mateo, CA 94404
    Phone: 800.652.1772
  • CNA
    CNA Plaza
    Chicago, IL 60685
    Phone: 312.822.5000 or 312.822.6240
  • United States Fire Insurance Company
    305 Madison Ave.
    Morristown, NJ 07965
    Phone: 800.232.7380

Allied health care professional liability
(Multi-Specialties)

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • Ace American Insurance Company
    436 Walnut St.
    Philadelphia, PA 19105
    Phone: 215.640.1000
  • American Physicians Insurance Company – (Claims Made)
    Website: www.api-c.com
    1301 Capital of Texas Hwy., Ste. C300
    Austin, TX 78746
    Phone: 800.252.3628
  • American States Insurance Company
    175 Berkeley St.
    Boston, MA 02116
    Phone: 206.545.5000
  • CNA;
    Continental Casualty Company – (Claims Made);
    American Casualty Company of Reading, PA – (Claims Made)
    333 South Wabash
    Chicago, IL 60604
    Phone: 312.822.5000
  • Doctors' Company, An Interinsurance Exchange, The – (Claims Made)
    185 Greenwood Rd.
    P.O. Box 2900
    Napa, CA 94558-0900
    Phone: 800.421.2368
  • Medical Protective Company, The – (Claims Made & Occurrence)
    Website: http://www.medpro.com/web/medpro/medical-protective
    5814 Reed Rd.
    P.O. Box 15021
    Fort Wayne, IN 46835
    Phone: 800.344.1899 or 219.485.9622
  • MedMal Direct Insurance Company
    Offering medical malpractice coverage directly to physicians
    Email: info@mymedmal.com
    Website: www.mymedmal.com
    245 Riverside Ave., Ste. 550
    Jacksonville, FL 32202
    Phone: 904.482.4068 or 855.663.3625 – Ask for a Business Development Associate
  • Texas Medical Insurance Company *
    Website: www.tmlt.org
    901 South Mopac Expy., Ste. 500
    Barton Oaks Plaza V
    Austin, TX 78716
    Phone: 512.425.5800 or 800.580.8658
  • TIG Insurance Company
    250 Commercial St., Ste. 5000
    Manchester, NH 03101
    Phone: 603.656.2200

NOTE: Not all companies listed above are available for every specialty listed below.

List of Allied Health Care (Multi-Specialties)

Audiologist
Cardiopulmonary Tech
Cardiovascular Tech
Certified Registered Nurse Anesthetists
Cytotechnologist
Dental Hygienists/Assistants
Dietitian
EEG Technician
EKG/Lab Technician
Electrologist
Medical Laboratory Technicians
Medical Records Tech
Mental Health Counselor
Midwife
Nurse Practitioner
Nutritionist
Occupational Therapist
Opticians
Optometrists
Orthopedic Technician
Paramedics
Perfusionist
Pharmacists
Physical Therapist
Physicians Assistant
Physicist
Physiotherapists
Psychologist Research PHD
Radiographer
Radiological Technologist
RN, LPN
Scrub Nurse/OR Techs
Sonographer
Speech Pathologist
Surgeon Assistant
Surgical Telemetry Tech
Utilization Review Tech
Veterinarians
X-ray Technician/Therapist

* Texas Medical Liability Trust (TMLT) files policy forms and rates for information only with the Texas Department of Insurance. It also files audited annual financial statements. It is exempt from contributing to the Guaranty Fund and is not covered by it.

Architects and engineers professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

NOTE: Architects and Engineers' professional liability is NOT regulated as to form and rate.

  • CNA
    CNA Plaza
    Chicago, IL 60685
    Phone: 312.822.5000 or 301.961.9844
  • Everest National Insurance Company
    477 Martinsville Rd.
    Liberty Corner, NJ 07938
    Phone: 908.604.3000
  • National Union Fire Insurance Co. of Pittsburgh, PA
    175 Water St., 18th Floor
    New York, NY 10038
    Phone: 212.458.7000
  • XL Specialty Insurance Company
    70 Seaview Ave.
    Seaview House
    Stamford, CT 06902
    Phone: 800.622.7311

Chiropractic professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • Ace American Insurance Company
    436 Walnut St.
    Philadelphia, PA 19105
    Phone: 215.640.1000
  • National Chiropractic Mutual Insurance Company
    14001 University Ave.
    Clive, IA 50325
    Phone: 800.321.7015
  • National Union Fire Insurance Co of Pittsburgh, PA
    175 Water St., 18th Floor
    New York, NY 10038
    Phone: 212.458.7000
  • Philadelphia Indemnity Insurance Company
    One Bala Plaza, Ste. 100
    Bala Cynwyd, PA 19004
    Phone: 800.873.4552
  • Texas Medical Insurance Company *
    Website: www.tmlt.org
    901 South Mopac Expy., Ste. 500
    Barton Oaks Plaza V
    Austin, TX 78716
    Phone: 512.425.5800 or 800.580.8658

* Texas Medical Liability Trust (TMLT) files policy forms and rates for information only with the Texas Department of Insurance. It also files audited annual financial statements. It is exempt from contributing to the Guaranty Fund and is not covered by it.

Dental professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • Ace American Insurance Company
    436 Walnut St.
    Philadelphia, PA 19105
    Phone: 215.640.1000
  • American Physicians Insurance Company
    Ask for Business Development
    Website: www.api-c.com
    1301 Capital of Texas Hwy., Ste. C300
    Austin, TX 78746
    Phone: 800.252.3628
  • Cincinnati Insurance Company, The
    P. O. Box 145496
    Cincinnati, OH 45250
    Phone: 513.870.2000
  • Fortress Insurance Company
    Website: www.fortressins.com
    6133 North River Rd., Ste. 650
    Rosemont, IL 60018
    Phone: 847.384.0041
  • Medical Protective Company, The
    Website: www.medpro.com/web/medpro/medical-protective
    Call agent or MP 800 number and select from recorded choices.
    Brown & Brown of Houston, Ind. Agents.
    P.O. Box 15021
    5814 Reed Rd.
    Fort Wayne, IN 46835
    Phone: 800.463.3776 or 260.486.0417 or 800.833.0188
  • Professional Solutions Insurance Company
    Website: www.profsolutions.com
    14001 University Ave.
    Clive, IA 50325
    Phone: 800.864.8026
  • Texas Medical Insurance Company*
    Website: www.tmlt.org
    901 South Mopac Expy., Ste. 500
    Barton Oaks Plaza V
    Austin, TX 78716
    Phone: 512.425.5800 or 800.580.8658
  • Texas Medical Liability Insurance Underwriting Association**
    (Also known as the Joint Underwriting Association or JUA)
    Centennial Tower, Ste. 160
    505 East Huntland Dr.
    Austin, TX 78752
    Phone: 512.452.4370
  • Zurich-American Insurance Company
    Contact the Daniels-Head Insurance Agency
    1001 Capital of TX Hwy. S, Bldg. M, Ste. 100
    Austin, TX 78746
    Phone: 512.328.9310 or 800.950.0551

* Texas Medical Liability Trust (TMLT) files policy forms and rates for information only with the Texas Department of Insurance. It also files audited annual financial statements. It is exempt from contributing to the Guaranty Fund and is not covered by it.

** Texas Medical Liability Insurance Underwriting Association (JUA) is an insurer of last resort. You must be turned down by at least two other insurance carriers before you are eligible to apply to the JUA. Although the JUA does not participate in the Guaranty Fund, its member insurance companies may be assessed to maintain solvency.

Employment practices professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • American States Insurance Company
    175 Berkeley St.
    Boston, MA 02116
    Phone: 206.545.5000
  • Beazley Insurance Company, Inc.
    30 Batterson Park Rd.
    Farmington, CT 06032
    Phone: 866.623.2953
  • Carolina Casualty Insurance Company
    4600 Touchton Rd. East, Bldg. 100 Ste. 400
    Jacksonville, FL 32203
    Phone: 904.363.0900
  • Chubb Group;
    (Executive Risk Indemnity, Inc.; Federal Insurance Company; Texas Pacific Indemnity Company; Vigilant Insurance Company)
    15 Mountain View Rd.
    Warren, NJ 07059
    Phone: 908.903.2525
  • Cumis Insurance Society, Inc.
    P.O. Box 1084
    Madison, WI 53701-1084
    Phone: 800.356.2644
  • Federated Mutual Insurance Company
    P.O. Box 328
    Owatonna, MN 55060
    Phone: 507.455.5200 or 888.333.4949
  • Liberty Mutual Insurance Company
    175 Berkeley St., Mail Stop 03A
    Boston, MA 02116
    Phone: 617.357.9500
  • North River Insurance Company, The;
    Crum & Forster Indemnity Company
    305 Madison Ave.
    Morristown, NJ 07962
    Phone: 800.232.7380
  • Progressive Casualty Insurance Company
    P. O. Box 89490
    Cleveland, OH 44101
    Phone: 440.461.5000
  • St. Paul Mercury Insurance Company
    385 Washington St.
    St Paul, MN 55102-1396
    Phone: 651.310.7911
  • Travelers Casualty and Surety Company of America
    One Tower Square
    Hartford, CT 06183
    Phone: 860.277.0111
  • United States Liability Insurance Company
    190 South Warner Rd.
    Wayne, PA 19087
    Phone: 888.523.5545

EMS medical attendants professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • American Alternative Insurance Corporation
    555 College Rd. East
    Princeton, NJ 08543
    Phone: 609.243.4200
  • Arch Insurance Company
    300 Plaza 3, 3rd Floor
    Jersey City, NJ 07311
    Phone: 866.413.5550
  • Hanover Insurance Company, The
    440 Lincoln St.
    Worcester, MA 01653
    Phone: 508.853.7200
  • National Casualty Company
    8877 North Gainey Center Dr.
    Scottsdale, AZ 85258
    Phone: 800.423.7675

Hospital professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • CNA Group:
    (Continental Casualty Company; American Casualty Company of Reading, PA)
    Ask for the CNA HealthPro unit in Chicago
    Website: www.cna.com/portal/site/cna
    333 South Wabash
    Chicago, IL 60604
    Phone: 312.822.5000 or Fax: 312.755.5189
  • North American Specialty Insurance Company
    Ask for Underwriting Department at the 800 number
    The Center of New Hampshire
    650 Elm St., 6th Floor
    Manchester, NH 03101-2524
    Phone: 800.542.9200 or 603.644.6600
  • Texas Hospital Insurance Exchange
    Ask for Liz Jennings, ex. 525
    Website: www.thainsurance.com/liability.htm#professional
    8310 1 North Capital of Texas Hwy, Ste. 250
    Austin, TX 78731
    Phone: 800.792.0060 or 512.451.5775
  • Texas Medical Liability Insurance Underwriting Association **
    (Also Known As The Joint Underwriting Association or JUA)
    Centennial Tower, Ste. 160
    505 East Huntland Dr.
    Austin, TX 78752
    Phone: 512.452.4370

** Texas Medical Liability Insurance Underwriting Association (JUA) is an insurer of last resort. You must be turned down by at least two other insurance carriers before you are eligible to apply to the JUA. Although the JUA does not participate in the Guaranty Fund, its member insurance companies may be assessed to maintain solvency.

Insurance agents errors and omissions
professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • Executive Risk Indemnity Inc.
    15 Mountain View Rd.
    Warren, NJ 07059
    Phone: 908.903.2525
  • Fireman's Fund Insurance Company
    777 San Marin Dr.
    Novato, CA 94998
    Phone: 800.227.1700
  • Greenwich Insurance Company
    70 Seaview Ave., Seaview House
    Stamford, CT 06902
    Phone: 800.622.7311
  • Navigators Insurance Company
    Six International Dr. Ste. 100
    Reckson Executive Park
    Rye Brook, NY 10573
    Phone: 800.496.2901
  • St. Paul Fire & Marine Insurance Company;
    St. Paul Guardian Insurance Company
    385 Washington St.
    St Paul, MN 55102
    Phone: 800.356.4098
  • TIG Insurance Company
    250 Commercial St., Ste. 5000
    Manchester, NH 03101
    Phone: 888.257.2059
  • Utica Mutual Insurance Company
    Box 530
    Utica, NY 13503
    Phone: 315.734.2000
  • Westport Insurance Corporation
    C/O IIAT Insurance Agency
    Austin, TX
    Phone: 512.476.6281 or 800.880.7428

Lawyers' professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

NOTE: Lawyers' professional liability is NOT regulated as to form and rate.

  • Chubb Corporation
    Underwritten by Federal Insurance Company
    Chubb Professional Insurance
    15 Mountain View Rd.
    Warren, NJ 07059
    Website: www.chubb.com/businesses/csi/chubb829.html
    Phone: 908.903.2000
  • CNA Insurance Companies
    CNA Plaza
    Chicago, IL 60685
    Phone: 312.822.5000 or 609.395.2503
    Bob Madley, Phone: 214.528.1435
  • St. Paul Insurance Companies
    385 Washington St.
    St. Paul, MN 55102
    Phone: 651.310.7911
  • Texas Lawyers' Insurance Exchange
    900 Congress Ave., Ste. 500
    Austin, TX 78711
    Phone: 512.480.9074 or 800.252.9332
  • Travelers
    One Tower Square
    Hartford, CT 06183
    Phone: 860.277.0111
  • Zurich American Insurance Company
    Contact the Daniels-Head Insurance Agency
    1001 Capital of TX Hwy. S, Bldg. M, Ste. 100
    Austin, TX 78746
    Phone: 512.328.9310 or 800.950.0551

Notary Public errors & omissions professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • Cincinnati Insurance Company, The
    P. O. Box 145496
    Cincinnati, OH 45250
    Phone: 513.870.2000
  • Contractors Bonding and Insurance Company
    1213 Valley St.
    Seattle, WA 98109-0271
    Phone: 800.765.2242
  • Merchants Bonding Company (Mutual)
    2100 Fleur Ave.
    Des Moines, IA 50321-1158
    Phone: 800.678.8171
  • Ohio Casualty Insurance Company
    175 Berkeley St.
    Boston, MA 02116
    Phone: 513.603.2400
  • RLI Insurance Companies
    9025 N Lindbergh Dr.
    Peoria, IL 61615
    Phone: 800.331.4929
  • Star Insurance Company
    26255 American Dr.
    Southfield, MI 48034
    Phone: 800.482.2726
  • Travelers
    One Tower Square
    Hartford, CT 06183
    Phone: 860.277.0111
  • Western Surety Company
    P.O. Box 5077
    Sioux Falls, SD 57117-5077
    Phone: 800.331.6053

Nurses professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • Cincinnati Insurance Company, The
    P. O. Box 145496
    Cincinnati, OH 45250
    Phone: 513.870.2000
  • Texas Medical Insurance Company * (Claims Made & Occurrence)
    Website: www.tmlt.org
    901 South Mopac Expy., Ste. 500
    Barton Oaks Plaza V
    Austin, TX 78716
    Phone: 512.425.5800 or 800.580.8658

* Texas Medical Liability Trust (TMLT) files policy forms and rates for information only with the Texas Department of Insurance. It also files audited annual financial statements. It is exempt from contributing to the Guaranty Fund and is not covered by it.

Nursing home professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • Bancinsure, Inc.
    P. O. Box 26104
    Oklahoma City, OK 73126
    Phone: 800.682.1630
  • Church Mutual Insurance Company
    Only nursing facilities owned by or affiliated with an insured entity are eligible
    P.O. Box 357
    Merrill, WI 54452-0357
    Phone: 800.554.2642
  • Texas Hospital Insurance Exchange
    Website: www.thainsurance.com/liability.htm#professional
    Only nursing facilities owned by or affiliated with insured hospitals are eligible.
    8310 1 North Capital of Texas Hwy., Ste. 250
    Austin, TX 78731
    Phone: 800.792.0060 or 512.451.5775
    Ask for Michelle Jennings, x-541 or Liz Jennings, x-525
  • Texas Medical Liability Insurance Underwriting Association **
    (Also known as the Texas Joint Underwriting Association or JUA)
    Centennial Tower, Ste. 160
    505 East Huntland Dr.
    Austin, TX 78752
    Phone: 512.452.4370 or Fax: 512.452.5241

** The Texas Medical Liability Insurance Underwriting Association (JUA) is a state established insurer of last resort for health care provider liability insurance. In February 2002, for-profit nursing home rates were reduced 16% from 2001 due to tort reform. Rates for not-for-profit nursing homes by statute are an additional 30% lower than those of for-profit homes. Although the JUA does not participate in the Guaranty Fund, its 500 member insurance companies may be assessed to maintain solvency.

Optometrist professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • Ace American Insurance Company
    436 Walnut St.
    Philadelphia, PA 19105
    Phone: 215.640.1000
  • American States Insurance Company
    175 Berkeley St.
    Boston, MA 02116
    Phone: 206.545.5000
  • CNA
    American Casualty Company of Reading, PA;
    Ask for Medical Service for Texas
    333 South Wabash
    Chicago, IL 60604
    Phone: 312.822.5000
  • Texas Medical Insurance Company *
    Website: www.tmlt.org
    901 South Mopac Expy., Ste. 500
    Barton Oaks Plaza V
    Austin, TX 78716
    Phone: 512.425.5800 or 800.580.8658

* Texas Medical Liability Trust (TMLT) files policy forms and rates for information only with the Texas Department of Insurance. It also files audited annual financial statements. It is exempt from contributing to the Guaranty Fund and is not covered by it.

Physicians & surgeons professional liability

The insurance entities shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. The Texas Department of Insurance regulates these companies except as noted. All companies in this section contribute to the GUARANTY FUND except where noted. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

Additional contact information, rating sources, and recent financial history are available on this TDI webpage - Insurer Search.

  • National Union Fire Insurance Company of Pittsburgh, PA
    Specializes in underwriting physicians in group practice
    175 Water St., 18th Floor
    New York, NY 10038
    Phone: 212.458.7000
  • CNA Insurance Companies: (Continental Casualty Company; American Casualty Company of Reading, PA)
    Specializes in underwriting physicians in group practice. Ask for Medical Service for Texas.
    Website: www.cnapro.com/html/Our_Products/OurProducts_Professional_Liability.html
    333 South Wabash
    Chicago, IL 60604
    Phone: 312.822.5000
  • Doctors' Company, An Interinsurance Exchange, The
    Prefers the following specialties: anesthesiologists, plastic surgeons, pathologists, psychiatrists, and neurosurgeons. Ask for referral to an agent for an application.
    Website: www.thedoctors.com/index.htm
    185 Greenwood Rd.
    P.O. Box 2900
    Napa, CA 94558-0900
    Phone: 800.421.2368
  • Medical Protective Company, The
    Call 800 number and select from recorded choices.
    Website: www.medpro.com
    5814 Reed Rd.
    Fort Wayne, IN 46835
    Phone: 800.344.1899 or 260.486.0417
  • MedMal Direct Insurance Company
    Offering medical malpractice coverage directly to physicians
    Email: info@mymedmal.com
    Website: www.mymedmal.com
    245 Riverside Ave., Ste. 550
    Jacksonville, FL 32202
    Phone: 904.482.4068 or 855.663.3625 - Ask for a Business Development Associate
  • NORCAL Mutual Insurance Company
    Website: www.norcalmutual.com
    560 Davis St., Ste. 200
    San Francisco, CA 94111
    Phone: 800.652.1051
  • Preferred Professional Insurance Company
    Underwrites physicians in practice in affiliated Catholic healthcare systems.
    Website: www.ppicins.com
    11605 Miracle Hills Dr., Ste. 200
    Omaha, NE 68154
    Phone: 800.441.7742 or 402.392.1566
  • Texas Medical Liability Trust *
    Limited to TMA membership,
    Website: www.tmlt.org
    901 South Mopac Expy., Ste. 500
    Barton Oaks Plaza V
    Austin, TX 78716
    Phone: 512.425.5800 or 800.580.8658
  • Texas Medical Liability Insurance Underwriting Association
    (Also known as the Joint Underwriting Association or JUA) **
    Writes primary medmal coverage or excess over licensed member insurance companies
    Centennial Tower, Ste. 160
    505 East Huntland Dr.
    Austin, TX 78752
    Phone: 512.452.4370 or Fax: 512.452.5241

* Texas Medical Liability Trust (TMLT) files policy forms and rates for information only with the Texas Department of Insurance. It also files audited annual financial statements. It is exempt from contributing to the Guaranty Fund and is not covered by it.

** Texas Medical Liability Insurance Underwriting Association (JUA) is an insurer of last resort. You must be turned down by at least two admitted insurance carriers before you are eligible to apply to the JUA. Although the JUA does not participate in the Guaranty Fund, its 500 member insurance companies may be assessed to maintain solvency.

Podiatrists professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • Ace American Insurance Company
    (Contact the managing general agent: Health Care Insurers, Inc. at the listed phone number)
    436 Walnut St.
    Philadelphia, PA 19105
    Phone: 215.640.1000
  • National Union Fire Insurance Company of Pittsburgh, PA
    175 Water St., 18th Floor
    New York, NY 10038
    Phone: 212.458.7000
  • Podiatry Insurance Company of America
    3000 Meridian Blvd.
    Franklin, TN 37067
    Phone: 800.251.5727
  • Texas Medical Insurance Company * (Claims Made & Occurrence)
    Website: www.tmlt.org
    901 South Mopac Expy., Ste. 500
    Barton Oaks Plaza V
    Austin, TX 78716
    Phone: 512.425.5800 or 800.580.8658
  • Texas Medical Liability Insurance Underwriting Association **
    (Also known as the Joint Underwriting Association or JUA)
    Centennial Tower, Ste. 160
    505 East Huntland Dr.
    Austin, TX 78752
    Phone: 512.452.4370

* Texas Medical Liability Trust (TMLT) files policy forms and rates for information only with the Texas Department of Insurance. It also files audited annual financial statements. It is exempt from contributing to the Guaranty Fund and is not covered by it.

** Texas Medical Liability Insurance Underwriting Association (JUA) is an insurer of last resort. You must be turned down by at least two other insurance carriers before you are eligible to apply to the JUA. Although the JUA does not participate in the Guaranty Fund, its member insurance companies may be assessed to maintain solvency.

Veterinarian professional liability

The companies shown are licensed by the Texas Department of Insurance or are statutorily authorized to write professional liability insurance. All licensed companies in this section contribute to the GUARANTY FUND except where noted. Licensed companies may also sell through a purchasing group, which could affect guaranty fund coverage. Discuss this with your agent or company. Warning, most companies in this list issue policies on a claims-made basis. Claims may not be covered unless they occur and are reported within the effective period of the policy. Particular care must be exercised when retiring or changing insurance companies to avoid coverage gaps. Read the policy for details and discuss it with your agent or company.

  • American Automobile Insurance Company
    777 San Marin Dr.
    Novato, CA 94998
    Phone: 800.227.1700 or 415. 899.2000
  • American States Insurance Company
    175 Berkeley St.
    Boston, MA 02116
    Phone: 206.545.5000
  • Central Mutual Insurance Company
    All America Insurance Company
    800 South Washington St.
    P.O. Box 351
    Van Wert, OH 45891
    Phone: 800.736.7000
  • Maryland Casualty Company
    Assurance Company of America
    Northern Insurance Company of New York
    1400 American Lane, Tower 1, 19th Floor
    Schaumburg, IL 60196-1056
    Phone: 800.382.2150
  • Ohio Casualty Insurance Company, The
    175 Berkeley St.
    Boston, MA 02116
    Phone: 513.603.2400
  • Philadelphia Indemnity Insurance Company
    One Bala Plaza, Ste. 100
    Bala Cynwyd, PA 19004
    Phone: 800.873.4552

For more information, contact: PropertyCasualty@tdi.texas.gov

Last updated: 10/26/2023