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Texas Department of Insurance
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March 2022

Get a CLUE about the insurance history of a home or car

Wondering how much it will cost to insure that home you’re thinking of buying? Or if a used car you’re interested in has been in a major accident?

You can check by getting a report that reveals the insurance history of a home or car.

What’s the report? It’s the Comprehensive Loss Underwriting Exchange or CLUE report. It shows claims filed for homes and cars for the past seven years—even if you weren’t the owner. Insurance companies are supposed to report information based on filed claims, including:

  • Date of loss
  • Loss type
  • Amount paid on claim

How do I get a report? If you’re buying a home or car, you can ask the current owner for the report.

Each year, you can get a free report on property you own by contacting LexisNexis. You also can contact LexisNexis to dispute information in the report or to add an explanation.

Have a question about insurance? Call the Texas Department of Insurance at 800-252-3439 or visit www.tdi.texas.gov.