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Commissioner’s Bulletin # B-0012-14

May 05, 2014


Re: 2014 Texas Disaster Plan Survey

Following a disaster in Texas, the Texas Division of Emergency Management (TDEM) coordinates the state's disaster response and recovery efforts. TDEM, the Texas Department of Insurance, the Institute for Business & Home Safety (a nonprofit educational organization sponsored by the property and casualty insurance industry), emergency management organizations, property and casualty carriers, and trade groups formed the Texas State Disaster Coalition (TSDC) to formalize communication among these groups in the event of a major disaster in Texas. In 2005, the TSDC expanded to include consumer groups, life and health insurers, and trade associations. The TSDC adopted the Texas State Disaster Coalition Catastrophe Plan. For more information about the TSDC and the catastrophe plan, visit

The catastrophe plan calls for an annual survey of all insurers and health maintenance organizations doing business in Texas, including life, health, surplus lines, title, and workers' compensation carriers. The survey includes questions about two types of plans: a catastrophe plan for paying large numbers of claims following a disaster, and a business continuity plan should the company experience a significant business interruption that affects claims processing or other activities.

Please note, TDI added a new question to examine the extent to which the insurance industry is monitoring threats to the financial services sector. This year's survey adds the following new question: Does anyone in your company or insurer group have an active account with either the Homeland Security Information Network (HSIN) or the Financial Services - Information Sharing and Analysis Center (FS-ISAC)? The person(s) knowledgeable about each type of plan should provide input for your company's responses.

Note that TDI is not requesting a copy of your company's catastrophe and business continuity plans, but the plan documents and testing documentation are subject to review during TDI examinations.

To comply with §38.001 of the Texas Insurance Code, please complete the survey on TDI's website within 15 days after receipt of this bulletin. The link is: If you have questions about the survey, please contact Jack Evins at or by phone at 512-305-8194.

Julia Rathgeber
Commissioner of Insurance

For more information, contact:

Last updated: 9/28/2015