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Texas Department of Insurance
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August 16, 2023

Hurricanes predicted? We have tips to prepare.

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Hurricane map

Texas has been hit by more than 25 major hurricanes
over the years (NOAA illustration).

Click on image to enlarge

Texas and the U.S. could be in for another busy hurricane season.

The National Oceanic and Atmospheric Administration (NOAA) predicted that 14 to 21 named storms would develop over the Atlantic Ocean during hurricane season, which runs from June through November. The agency said there could be six to 11 hurricanes including two to five major hurricanes.

Colorado State University experts forecast 18 named storms this year with seven becoming hurricanes, including three major hurricanes. They also warned there’s a 67% chance that a named storm impacts Texas.

The good news is that Texans have time to prepare.

Some tips:

  • Consider buying flood insurance. Flood damage isn’t covered by your home insurance. Don’t wait too long: It typically takes 30 days for flood policies to take effect.
  • Write a family disaster plan. Start on the TexasReady.gov website
  • Decide where and how far you’ll go if you evacuate.
  • Build a “go-kit” with food, medicine, clothes, pet food, and other vital supplies.
  • Make a room-by-room home inventory. This could help later if you file a claim.

Learn more

Plan to be safe before a hurricane hits Texas

Hurricane season: How to prepare your home and property

Flood insurance: Why you need a policy

Before the storm