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If you have a windstorm policy
If you have a policy with the Texas Windstorm Insurance Association, report those claims at 800-788-8247.
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If you have flood insurance
Work with your flood insurer to begin the claims process.
- If you have flood insurance through the National Flood Insurance Program, visit FloodSmart.gov for information about how to file a claim.
- Document the damage.
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Homeowners claims
Your homeowners policy may cover:
- Roof damage from a tree hitting your home during the storm.
- Water damage from rain entering your home if the roof was damaged in the storm.
- Damage to fences caused by high winds.
- Damage to other structures not attached to your house.
- Spoilage of refrigerated food due to a power outage caused by the storm.
- Additional living expenses to cover hotels, food, and other expenses.
Resources